AI for a Small BusinessLesson 16 of 88

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AI for a Small Business

Lesson 16 of 88. Sign in to keep your place.

Module 2 · Asking properly: prompting for business work

The four settings that change the answer

8 min read

Most controls do nothing useful. Four do.

Every tool buries some options. For business work, four of them materially change what you get, and knowing which is which saves both money and a class of confusing failure.

1. Which model

Every vendor offers a range, roughly: a fast cheap one, a balanced one, and a slow expensive one. Marketing names change constantly; the shape does not.

The useful thing to know is that the difference is smaller than the pricing implies for the work you are doing. Sorting transaction descriptions, tidying a note, drafting a standard reply: the cheap model does these about as well, and it does them faster. The expensive model earns its price on long documents, multi-step reasoning and unusual languages.

Default to the cheap one. Escalate when a specific task is visibly failing, then check whether the escalation actually fixed it. On a pay-per-use plan this decision can be a factor of twenty in your bill for the same month’s work.

2. Web search on or off

This is the setting that produces the most confusion, because with search off the model answers from memory and gives no sign it has done so.

On: it fetches pages and can cite them, so it can tell you about last month. Off: it answers from training data with a cutoff, fluently, including about things that have changed.

Ask any question about current prices, rules, availability or a named company, and know which mode you are in before you believe the answer. Some tools decide for themselves whether to search, which is convenient and means you have to check the reply for citations rather than assume.

3. Reasoning or thinking mode

Several tools now offer a mode that works through a problem step by step before answering. It is slower and, on pay-per-use, several times dearer, because those intermediate steps are tokens too.

Worth it for: comparing three suppliers on five criteria, working out why the stock figures do not reconcile, anything with multiple constraints to hold at once.

Not worth it for: drafting, rewriting, sorting, translating. The great majority of small-business work. Using it everywhere is a common and expensive habit.

4. Temperature, where you can see it

Usually exposed only in APIs and developer tools, sometimes as a “creativity” slider. It controls how much the model samples away from the most likely next token.

Low, around 0.2, for anything where consistency matters: classification, extraction, standard replies. Higher, around 0.8, for brainstorming names or headlines, where you want range.

If you have no such control, you are near the middle. That is a reasonable default and not something to worry about.

Two more worth knowing

Custom instructions. Where your facts sheet and standing rules belong. Free, permanent, applies to every conversation, and it survives the context problem from the previous lesson. If you set up one thing this week, set up this.

Data and training controls. Whether your conversations may be used to improve the vendor’s models. This one is not about output quality at all; it belongs to module seven, and the practical instruction there is to find the toggle, set it, screenshot it with the date.

The summary

Settings are worth about twenty minutes of your attention, once. Then leave them alone.

The quality of what you get out is dominated by what you put in: the facts, the examples, the constraints. An hour spent on your facts sheet beats a week spent comparing models, and it is a much better use of an afternoon than reading comparison charts that will be out of date by the time you finish.

The reply that stops mid-sentence

One more control worth naming, because its failure looks like a bug. Every response has a maximum length, sometimes shown as a setting, sometimes fixed by the tool. Hit it and the reply stops, often in the middle of a word.

Nothing has crashed. Typing “continue” usually picks up where it left off. But it is a signal you asked for too much in one go (sixty product descriptions rather than fifteen at a time) and the fix is to batch, which also makes your checking pass manageable.

Where they hide

Model choice is usually a dropdown near the message box. Search is a toggle or a globe icon, sometimes only appearing once you start typing. Reasoning mode is often a button beside the model name. Custom instructions live in settings under a name like personalisation, profile or projects.

Vendors move these constantly, which is mildly infuriating and worth knowing: if a control you relied on has vanished, it has probably been renamed rather than removed. Spend ten minutes after any major interface change confirming your standing instructions are still attached, because that is the one whose silent loss you will not notice for a week.

Every lesson here is open. Your progress is recorded once you pass the AI at Work exam.

Check your understanding

A business is on pay-per-use and its monthly bill has quadrupled with no increase in volume. Staff have started using the reasoning mode for everything. Why does this explain the rise?

Pick the one you would defend. Your answer stays private.

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How to cite: Addaly (2026) ‘The four settings that change the answer’, in AI for a Small Business. Edited by M. Mun. Addaly. Available at: https://addaly.com/learn/ai-for-small-business/the-settings-that-matter (Accessed: 13 October 2026).