A reverse mortgage in India allows you to receive a monthly income from the bank against your house, while you continue to live in it. For a ₹1 crore property, you might get ₹25-30,000 monthly, but the calculation is strict and the final payout is often less than expected. It is unpopular because handing over the family home feels like a betrayal, not planning. I see this when sons sit in my office, their faces tight with shame, while their old parents just need money for medicines—the property papers between us feel heavier than my satchel.
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