Beta, a reverse mortgage lets you get monthly payments from a bank by pledging your house, and for one crore, perhaps 30-40 thousand rupees a month, but it is unpopular as children fear losing their inheritance. In Mumbai, without pension, I see its use, yet my own father in Himachal refused—he said a teacher's home is not for the bank, but for the family to gather under the cherry trees. So I understand both the need and the heart's hesitation.
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