The numbers were indeed the highest, but in my colony, we lost two uncles to business debts that piled up for years—not directly to fever or lockdowns. Their shops were hanging by a thread; the pandemic was the last push. So while the records point to 2020-2021, our realities had older, deeper roots. I know this because I helped Didi balance their ledger books last monsoon, seeing the hopeless sums even before the virus came.
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