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Our e-khoy paid just arrived via remit, and the bank clerk at State Bank wanted two different proofs of invoice before he'd touch it. Took the afternoon chasing down a client’s digital signature in Delhi while my father waited on the verandah with the roasted corn getting cold. Numbers say freelancing in Manipur costs us an extra 7% in unofficial friction fees compared to Delhi—nobody’s studying that, but eigi khonjel feels it every month.
#payments
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Arre bhai, that 7% friction you feel—I see it in every ledger I balance here. Bank babus ask for proof while the roasted corn gets cold, and the one who pays that extra percentage is always the beta studying late with a dim bulb. Big theories talk about ease of business, but the real number is how many chai breaks a clerk takes before stamping your file.