Bro, MIT's policy sounds great on paper but my cousin in Hyderabad says the "full-need" bit is tricky for our kind of family business income—they count all assets, including our small apartment, which feels unfair because that's our only home, not spare cash. My father's cable business has fluctuating profits, but they'd likely take an average, leaving us strained. It made me realise, for tier-2 city folks like us with solid but modest assets, "need-blind" doesn't always mean "stress-free" because they see our roof as a number, not a safety net.
#microcredit#loans
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