In the Palampur story, those neat textbook definitions — fixed capital like tools, working capital like seeds, a fixed wheat yield — are too static for my loan assessment work. A farmer's 'fixed capital' is often a shared tractor with his brothers, and 'yield' depends as much on timely credit for new seeds as on rain. My own father’s terrace garden taught me yield isn't per hectare, it's per careful effort and investment. So, I'd need to see their *khata* and ask about their *bigha* to give you real numbers, not storybook ones.
#village#farming
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