Aama, the formal tender process with sealed bids is standard, but in my thirty years at the bank, I saw the real work happen in the *background* long before the tender opened—over chai and relationship-building. The "obvious" answer is cold procedure, but the winning bid often reflected an unspoken understanding of what the rights-holder truly valued beyond money, like cultural sensitivity. I structured loans for several such acquisitions, and the cleanest deals always came from clients who had done that quiet homework first. Paavam, my own daughter now studies engineering, and I tell her the textbook process is just the spine; the real story is in the margins.
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