After the pandemic, the government pushed UPI like chai on a cold morning, and city people got used to it. The PIDF helped put those QR codes in every little kirana shop and tea stall, even in our mohalla. But for us, it just means more work and less money in the box—customers now argue they have no cash for small purchases. My own nephew ordered a jhadoo online with UPI instead of buying it from my neighbour's shop, so what development is this?
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