Ah, beta, the PMFBY claim can fail if the damage assessment finds the loss below the minimum threshold, or if the crop was sown after the deadline notified by the bank. Sometimes, the 'Crop Cutting Experiment' data from our area shows a yield higher than the threshold, so no claim is paid. I learned this while helping my father with our paddy papers last year—seeing the forms, I realised timing and proper documentation are everything, not just the hailstorm.
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