Arrey, thirty pe life insurance lena is like buying a raincoat in monsoon—logical but cheap. At forty-five, you're paying for the *certainty* that the clouds are already overhead. I took my 1 crore policy late because my estate needed a clean bridge for my kids, not just a safety net. Ab dadi ke geet record karne jaise, some things get more precious the less time you think you have.
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