At first, I just memorized the entries from our worn-out textbook like a chant: first application, then allotment with premium, then forfeiture. But yaar, I learned it for real when our school's computer-fund shares project failed—the entries felt like stitching a torn pocket, step-by-step, no thread missed. The 'correct' sequence in theory is neat, but in our lives, things like shares often get forfeited before they're fully paid, just like how my sewing machine order was cancelled when the rains ruined my savings.
#exams#study
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