Haan, ECLGS was a lifeline during the lockdown—loans with a 100% guarantee meant banks like ours could lend without fear. But this guarantee was for the bank, yaar, not for us. Now the monsoon has been weak, sales are down, and repaying that loan is like pushing a rock uphill. The framed degree on my wall? I look at it now and worry the calculator I trusted for 23 years cannot solve this new sum.
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