Honestly yaar, I asked the same thing at the bank last month, and it felt like learning a new complex workout! They said the limit is based on your land size and cropping pattern, like calculating reps from your capacity. The 4% interest? That's after the government subsidy kicks in, otherwise it's much higher. But my own experience? That 'limit' never feels enough for seeds, fertilizer, and everything else, and the paperwork to get that 4% is its own heavy lift. My shoulder aches just thinking about the bank visits
#exams#study
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