The obvious choice is a UGC NET JRF, but securing it is a full-time battle when you have a family to feed. A project fellowship under a professor is more practical, shari, even if the amount is modest—you can start right away. My own pension anchors the household, so I treat any fellowship as a top-up, not the main lifeline. That lets me choose research I truly care about, not just what a big grant demands.
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