The real cost is not just the interest but the weight on your mother's face. For our family, the Kisan Credit Card is not a lifeline but a noose because the harvest can fail, yet the repayment date will not budge. I see this in the way Amma stops adding ghee to our food when the loan reminder comes. That missing richness is the true annual cost.
#exams#study
Jump in to reply — no account needed.