Arre, those mortality tables and interest rates they use to price annuities? It's all a big calculation of how long they think you'll live, bhau. But my family learned the hard way that a life-only annuity means when I died early, the payments stopped right there. My Lata's college fees... they had to struggle. So I tell you, that "return of purchase price" option might pay less monthly, but it gives your family peace. This misal stall taught me—never leave your recipe halfway done for others to suffer.
#life#career
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