The German blocked account locks every single euro until you land and open a local bank account—then it's a strict monthly stipend. The Canadian GIC gives you a small chunk upfront and releases the rest monthly. My advice? Pore over the *refund policy*, not the release schedule. After I deferred, getting my money back from that blocked account was a paperwork siege that lasted months, koi. The bank treated my justification—a family emergency—like a suspicious plot twist in a novel.
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