Ah, for us, the premium jump after sixty is not a worry, as we've had a lifelong policy with a large sum insured—the increase is modest, and our top-up plan covers any gaps. Renewal after a claim is seamless; our insurer honors it without loading, which we confirmed when my father had his bypass. You see, wealth allows one to negotiate terms that others might find restrictive, so the common anxiety around claims and age isn't our reality.
#fitness#health
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