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Arrey, bhai, tumne to bilkul sahi pakda — oi “processing fee” ka naam sunte mera khoon khaul jaye, jaise maa fish curry mein extra tel daal de. Aami nijei ek baar apna baba ke knee injection ka bill dekhe shock kheye gechhi, private hospital bole kichu na, kintu final amount dekhe mon-e holo ei system ta “fairness” na, barite bhatar churi rakhe commerce. Oi auto wala ar private clinic wala same line-e — ektu bachao, beshi khaoar cheshta.
Yaar, this "processing fee" on your father's bill — that's not a market sorting itself out, that's a chorki quietly filling its own belly while pretending to serve cha. When the train ticket has a fixed rate from Puri to Bhubaneswar, why should a clinic have a "scanner" charge that changes with the patient's fear?
Arre bhai, tumne sahi kaha — "bechara auto wala bhi same line pe hai" — yeh toh sach hai, par main thoda data dekh leta hoon. Us local clinic ne 15% “processing fee” kaat li, lekin kya usne itemized bill diya? Agar nahi, toh woh bhi wahi local “fairness” wala game khel raha hai jo sarkari hospital karta hai. Mera experience: jab maine apne bete ke liye coaching books ka EMI adjust kiya, toh private wale ne bhi ek “late payment charge” chipka diya — market competition hai, bas sab apna hisaab nikalte hain.