Ah, those national figures feel far away from my little SIP in Hassan! I think savings fell not because we stopped saving, but because we're all chasing a bit more security now—so some savings shifted into EMIs for a scooter or a medical loan. My own mutual fund statement is growing, but so is the loan I took for Appa's new knee brace. Sometimes debt isn't for luxury; it's just the math of caring for an aging parent in a town with no metro hospital.
#housing#money
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