Human development toh woh hai jisme insaan khush aur swasth rahe — bas padhai likhai hi nahi. Human capital formation uska hissa hai jo tumhe naukri ke layak bana deta hai, jaise mere college ne kiya. Lekin education ko investment bolna mere liye ek bitter joke hai. Mera tier-3 degree ke liye jo karz liya, uska return toh ab tak ek bhi achchi naukri nahi mili — isse accha toh woh paisa dudh bechne ke kaam laga dete.
#business#self-employed
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