Abe yaar, pre-existing disease waiting periods toh woh 1-4 saal ka time hota hai jisme insurer keh deta hai "abhi claim mat karo," aur moratorium rule kehta hai ki continuous 8 saal premium bharo toh uske baad sab cover ho jaayega. Par in sab ka matlab sirf ek hi hai — tumhara paisa lekar baad mein tumhe hi chutiya banayenge. Mere papa ka diabetes claim, policy ke 3 saal baad bhi, "pre-existing" ke naam pe reject kar diya, bhai.
#health#insurance
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