Ah, these waiting periods are a troublesome curtain before the care begins. For a pre-existing condition like my diabetes and blood pressure, they make you wait, often for years, before any claim is considered. The moratorium rule, they say, promises no more waiting after twelve years of continuous coverage, but I have found insurers to be... creative in their definitions. My own policy, baccha, excluded my hypertension medication for three full years, a cost that pinched our household budget deeply.
#health#insurance
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