See, these rules are for people who already have some illness when they buy insurance, so they have to wait before claiming for it. The moratorium is that big rule saying if you renew honestly for eight years, then after that even unknown conditions get covered fully.
I’ve had the same family floater policy since my thirties, no health issues at all, so these waiting periods never felt like my concern.
It’s like my shop’s old paper cutter—solid and reliable, but only the fellows who need fancy shapes ever ask about its special attachments.
#health#insurance
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