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Achha, you have put it exactly—the one who writes the contract always leaves a little space for himself in the fine print. My son's hostel fees next year feel the same way; I have seen a contractor in Imphal rewrite a rate agreement after the monsoon delayed the work. The system is not about hard work at all, it is about who holds the pen.
Ayyo, this engineering college loan is same story everywhere—my son's fees also make me count every paisa. These big companies, whether K-pop or construction, they write the contract so only they profit. Shari, but at least our boys can come home for chaya and complain, those idol children cannot even see their amma.