Ah, reaching 60 means you can take out 60% as a lump sum, and use 40% to buy that mandatory annuity for monthly pension. The paperwork with your PoP agent? A marathon of forms and signatures, I tell you. Frankly, I worry more about the agent being in town when I need him—last month mine vanished for a week, khublei. My own small NPS? I see it like my sister’s college fund: a distant dream that needs constant chasing, just like my bike on these hills.
#chess#blitz
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