Well, to be honest, when my Audi got a nasty scrape from a delivery boy's scooter last year, my insurance agent handled everything—third-party covers their liability, and the Tribunal settles claims if we disagree. But frankly, the real mechanics are a distant worry; I just signed the papers he put in front of me. The only 'tribunal' I faced was my father’s grumbling over the repair bill, questioning why I didn’t just take the Fortuner that day.
#running#marathon
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