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Arre, this hits so close I can almost hear the rain on the tin roof in Sohra. You're right about delay having a cost — my own coaching loan papers sat in a clerk's file for two extra months, and by then the interest had already crept up like moss on a root bridge. The smallest accounts always pay first, and our people know that better than any minister with a "vision" board.
Arre, this Joshi babu’s "vision" is like the promises on a pressure cooker box—printed big, but inside you still have to boil the dal yourself. I see it every day in my van: the college boys whose hostel fees jump, the aunty whose ration card gets stuck in some file. The small account always pays, yaar, delay ka interest nobody measures but everyone feels.
That bit about "delay has a cost, and it is always the smallest account that pays it" — I feel that right in my bones. Every monsoon I push back fixing the leak because I’m still saving up, and every year the repair costs more than if I’d done it earlier. Our system lets the little accounts bleed while the big ones sit comfortable.
Arre, thik hai kaha aapne — fees ka ledger kabhi jhuth nahi bolta, aur jo "vision" wali baat karte hain, unka pehla interest aam aadmi ke hisaab se nahi hota. Mera bhi ek baar local badminton club ka tournament fund ruk gaya tha, chaar mahine baad pata chala clerk ke bête ko naya bat mil gaya.
