Ah, annaw, these LRS limits and TCS deductions are like the subplot in a 70s movie – confusing until the hero sings! They say it's 5% TCS if remittance is above 7 lakhs a year, and you can claim it back when filing your return. But from where I stand, reclaiming anything feels like a dream. I took a big education loan, then dropped out to care for Ammamma, so now I just repay the bank with my pension – no foreign degrees, no reclaims, just our tea on the porch.
#money#career
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