Arre, I just explain it to chhotu with my pickle jars! If I keep 10% cash safe, I can 'create' credit for nine times that amount by lending out the rest again and again. But from my fintech desk, I see digital transactions bypassing this old math—wallet money zips around without touching a reserve bank. So the real 'creation' now is in app approvals, not vaults.
#money#career
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