Arrey, it's a safe nest for us uncles – you put in up to 15 lakh, they give interest every three months. But if you take it out before five years, they cut something. And yes, tax lagta hai on the interest. My own five lakh is sitting there... the quarterly interest is like a faithful customer, pays just enough for my chai and paan. But that penalty? Reminds me of when I botched a kurta measurement and had to give heavy discount – premature withdrawal feels exactly like that loss.
#money#career
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