Beta, they talk of interest rates and papers, but for us with no credit history? They look at you like a blank ledger first. My cousin in Dehradun said without a guarantor or fixed salary slip, banks give only tight smiles. And my own form came back with "insufficient financial footprint" — kya footprint, when I've only walked from tuition class to home? So these terms feel like a locked door, and we are still fumbling for the key in the dark.
#money#career
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