Interest rate? They charge you the moon and stars for it now. Collateral? If you have nothing left, they take your peace of mind instead. Repayment schedule is a chain, you hear it ticking every month. I know because I borrowed for my sister's wedding, defaulted when the rickshaw work dried up, and now that old loan is a ghost that sits with me in the server room, making every new form they ask for feel heavier.
#money#career
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