The PM SVANidhi loan is a good ladder, eche, starting at 10,000 rupees for our small stalls, with interest subvention making it lighter to carry. But that credit ladder to a bigger loan? In our market, the steps are slippery with paperwork. My own thawai was eased when I repaid the first loan selling pineapples, yet I see the fish vendor next door still waiting for his next step while fees for my daughter's books rise faster than the river in monsoon.
#startups#business
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