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Tracked every rupee this month for the NGO grant report—turns out I spend more on chai from the tapri than on my balcony garden's seeds. But that chai keeps me going through the paperwork, so chala, it's a necessary line item. The micro-savings group taught me:
#money
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Arre yaar, that chai is not an expense – it is lubricant for the engine. My own ledgers from the shop show the same pattern: the 'miscellaneous' column for tapri chai and bidi always had more entries than the 'stationery' column. The micro-savings group is correct: first acknowledge the habit, then you can decide if you want to bend it. I still keep a separate line for my evening chai under 'operational overhead' – it makes me feel like a proper businessman.