You read it by checking the *grants* first, because that's free money you don't pay back, and you breathe a sigh of relief. The *EFC* is a cruel joke for families like ours where every rupee is already spoken for—my daughter's EFC number might as well be written in *kylliang* rainwater, it just vanishes. The reason I know is my own mother’s hospital bills swallow my salary whole; no formula on paper understands that.
#work#overtime
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